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Insurance

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The UT System Office of Employee Benefits (OEB) offers high quality, competitive insurance plans for UT System's fourteen institutions and System Administration. Each institution administers insurance elections for their own staff, retirees and dependents. If you are a UT System Administration employee, retiree or dependent and need assistance, please contact the Office of Talent & Innovation at 512-499-4587 or HRSP@utsystem.edu. Otherwise, please contact your institution's HR office.

Eligibility

Insurance coverage for employees and their eligible dependents is effective from the first day of employment with UT System. All who meet the following criteria are eligible for insurance:

  • Employee of UT System (not a contractor)
  • Scheduled to be employed for at least 4.5 continuous months (135 calendar days)
  • Scheduled to work at least 20 hours per week

If you have specific questions about your eligibility as it relates to your appointment or if you need to make a change to your insurance or personal information, please contact HRSP@utsystem.edu.

Insurance Plans

Eligible UT employees and dependents may enroll in the following plans.

Basic Coverage*

*Basic  Coverage includes  $40,000 Group Term Life and  Accidental Death Dismemberment (AD&D) Insurance.

Optional Coverages

Additional Coverages (Employee Only)

For specific requests about claims, ID cards or details about your plan benefits, you may contact the Plan Administrator directly or visit the provider’s website.

Benefits Cost Worksheet

Estimate your monthly out-of-pocket cost for benefits based on state-appropriated funds and contracted premium rates.

Online Calculator

 

Benefits Summary

Overview of health plans.

2022-2023 Plan Year Health Benefits At-a-Glance

2023-2024 Plan Year Health Benefits At-a-Glance

Doctor and Pharmacy Search

Find a new doctor, clinic, hospital or learn about a health plan's preferred drug list.

Find a Provider or Pharmacy.

 


Enrolling and Making Changes

To enroll or make changes to insurance coverage, System Administration staff should contact the Office of Talent & Innovation at 512-499-4587 or GRP-HRSP@utsystem.edu. Enter elections or changes in My UT Benefits.

Enrollment Period Description
Initial Enrollment For employees who are newly eligible for benefits.
Annual Enrollment Open enrollment period for eligible employees held in the summer. Elections made during this period become effective September 1 or later (upon Evidence of Insurability approval for certain benefits).
Change in Status Qualifying employee or dependent life-changing events that impact eligibility or need for benefits.
Continuation of Coverage (COBRA) Available upon loss of UT insurance eligibility for an employee or dependent.

Evidence of Insurability (EOI)

Evidence of Insurability (EOI) is a record of a person’s past and current health events used by insurance companies to verify whether a person meets the definition of good health.

EOI is required for:

  • Employee Voluntary GTL coverage of up to 3 times annual salary, except within the initial 31-day benefit election period or following a qualified change of status;
  • Employee Voluntary GTL coverage of 4 to 10 times annual salary; or
  • Additional Spouse Voluntary GTL.
  • Short-term or long-term disability during Annual Enrollment.

The dependent voluntary GTL premium provides coverage of $10,000 for each eligible dependent regardless of how many dependents are covered. Employee Voluntary GTL and Additional Spouse Voluntary GTL premium is based on the enrolled person’s age and benefit coverage level.


Additional Information and Resources 

UT Select and Medicare

System Administration staff should contact the Office of Talent & Innovation at 512-499-4587 or GRP-HRSP@utsystem.edu with questions.

UT Select and Medicare

Affordable Care Act

The Affordable Care Act requires everyone to obtain health insurance or pay a penalty to the IRS. System Administration staff should contact the Office of Talent & Innovation at 512-499-4587 or GRP-HRSP@utsystem.edu for questions.

Affordable Care Act

Benefits While You Travel

Please go to www.bcbstx.com/ut or contact BCBS of Texas Customer Service toll free at 1-866-882-2034 to find a network physician or specialist by location.

Benefits While You Travel

Workers’ Compensation Insurance

Workers’ compensation is managed by the Office of Risk Management. For more information or to report an injury, please contact ORM at 512-499-4663 or toll-free at 888-396-6844.

Workers' Compensation Insurance