Vision Plan Monthly Premium
Fully insured Vision Care benefits are offered by Superior Vision Services. You have two vision plan options to choose from:
- Superior Vision (Standard Plan)
- Superior Vision Plus (Enhanced Plan)
| PLAN 2023-2024 | EMPLOYEE | EMPLOYEE & SPOUSE | EMPLOYEE & CHILD(REN) | EMPLOYEE & FAMILY |
|---|---|---|---|---|
| Superior Vision | $5.02 | $7.90 | $8.10 | $12.84 |
| Superior Vision Plus | $7.64 | $11.98 | $12.82 | $18.10 |
Both plans feature the following copayments:
- Exam: $35
- Materials: $0
- Contact Lens Fitting: $35
Plan differences are highlighted in the table below. Please note additional details
VISION PLAN COMPARISON | ||||
|---|---|---|---|---|
| SERVICES | SUPERIOR VISION (Standard Plan) | SUPERIOR VISION PLUS (Enhanced Plan) | ||
| IN-NETWORK | OUT-OF-NETWORK | IN-NETWORK | OUT-OF-NETWORK | |
| Exam (MD) | Covered in full after copay1 | Up to $42 | Covered in full after copay1 | Up to $42 |
| Exam (OD) | Covered in full after copay1 | Up to $37 | Covered in full after copay1 | Up to $37 |
| Frames | $140 retail allowance | Up to $53 | $165 retail allowance | Up to $53 |
| Contact Lens Fitting (standard 2 ) | Covered in full after copay1 | Not covered | Covered in full after copay1 | Not covered |
| Contact Lens Fitting (specialty 2 ) | $50 retail allowance after copay1 | Not covered | $50 retail allowance after copay1 | Not covered |
| Lenses (standard) per pair: | ||||
| Single Vision | Covered in full | Up to $32 | Covered in full | Up to $32 |
| Bifocal | Covered in full | Up to $46 | Covered in full | Up to $46 |
| Trifocal | Covered in full | Up to $61 | Covered in full | Up to $61 |
| Polycarbonate for dependent children only (up to age 26) | Not Covered | Not Covered | Covered in full | Not Covered |
| Scratch Coat (factory, single-sided) | Not Covered | Not Covered | Covered in full | Not Covered |
| Ultraviolet Coat | Not Covered | Not Covered | Covered in full | Not Covered |
| Progressive Lens | See description 3 | Up to $61 | $120 retail allowance 5 | Up to $61 |
| Elective Contact Lenses 4 | $125 retail allowance | Up to $100 | $150 retail allowance | Up to $100 |
1 Copays for exams and contact lens fittings apply to in-network benefits only.
2 See your benefits materials for definitions of standard and specialty contact lens fittings
3 Covered at the provider's in-office retail price for a standard lined trifocal; member pays difference between the progressive and the trifocal, plus applicable co-pay
4 Contact lenses are in lieu of eyeglass lenses and frames benefit
5 Overages on standard progressive lenses will be the member’s responsibility.
Services/Frequency limits for both plans:
- Exam: 1 per plan year
- Frames: 1 per plan year
- Contact Lens Fitting: 1 per plan year
- Lenses: 1 per plan year
- Contact Lenses: 1 per plan year
Additional discounts are available on LASIK, lens options, and upgrades and mail-order contacts.
All costs and allowances are retail; you are responsible for any charges in excess of the retail allowances. All final determinations of benefits, administrative duties, and definitions are governed by the certificate of insurance for your specific benefits.
Resources
- Superior Vision Standard Plan Guide
- Superior Vision Plus Plan Guide
- Find a Vision Provider
- Superior Vision Website
Provider Directory | To have a free printed directory of all in-network eye care providers mailed to you, please call (866) 554-5322 or send a written request to:
Versant Health
881 Elkridge Landing Road Suite 300
Linthicum Heights, MD 21090
Superior Vision CUSTOMER SERVICE (844) 549-2603
CLAIMS ADDRESS
Superior Vision
Attn: Claims Processing
P.O. Box 509
Troy, NY 12181
