Information and resources below are effective through August 31, 2014; however, since benefits aren't changing, materials will be relevant even after September 1, 2014.
Click Here to go to the Annual Enrollment page.
The fully insured group long-term care (LTC) insurance for active employees is offered to you through CNA. LTC insurance provides funds for necessary services when an individual becomes incapable of caring for himself or herself. Covered services can vary depending on the individual’s condition and can range from assistance in the home with day-to-day activities to care provided in a nursing home. It is important to note the need for long-term care can occur at any age.
The LTC plan is available to regular benefits-eligible employees, their spouse, adult children (25 years and older), parents, grandparents, parents-in-law and grandparents-in-law. Eligible family members may apply without your having applied for coverage. Evidence of insurability (EOI) is not required for employees who enroll within 31 days from their date of hire. If you wait until later, EOI will be required and you must be approved for coverage. EOI is always required for all other eligible enrollees.
|Daily Maximum Facility Care Benefit||$100||$125||$150||$200||$250|
|Daily Maximum Home Care||$50||$72.50||$75||$100||$125|
|Lifetime Maximum Benefit||$109,500||$136,875||$164,250||$219,000||$273,750|
To help counter the effects of inflation, you may elect either the guaranteed benefit increase option (GBO) , which will offer periodic opportunities to increase (buy-up) your existing coverage, or the optional lifetime automatic benefit increase (ABI) . If ABI is chosen, on each anniversary of your coverage effective date CNA will increase each benefit amount in effect by 5%.
Enrollment in LTC cannot be done through My UT Benefits . You must enroll with CNA enrollment materials. For information or to order a complete package of information including enrollment materials, please call CNA Customer Service at (888) 825-0353 . Additional information is also available at www.ltcbenefits.com/uts or your institution Benefits Office .
LTC coverage is portable, so if you leave your employment with UT System, you can keep your LTC coverage.
If you were enrolled in a LTC plan through UT System before September 1, 2013, please contact CNA for information about your LTC plan policy.