Disability Insurance - Active Employee

Disability Insurance - Active Employee
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Plan Changes
Effective September 1, 2015  

There are no changes to the disability insurance benefits for the 2015-2016 plan year. Rates have decreased slightly. Short and Long Term Disability can be added during this Annual Enrollment period without Evidence of Insurability.

Information below and resources to the right are effective through August 31, 2015; however, since benefits aren't changing updated materials available after September 1 will be minimal and only for purposes of additional clarification.

> Return to the Annual Enrollment page


document RESOURCES

Short Term and Long Term Disability Video

Long Term Disability Guide

Long Term Disability Benefit Highlights

Short Term Disability Guide  

Short Term Disability Highlights

Dearborn National Website




(866) 628-2606

P.O. Box 655403 
Dallas, TX 75265-5403

Current Plan Information
Effective through August 31, 2015

Disability insurance is an optional insurance plan available to regular benefits-eligible active employees. Disability insurance replaces a portion of your income if you suffer a prolonged illness or non-work related injury that prevents you from doing your job. Dearborn National provides short-term disability (STD) and long-term disability (LTD) insurance benefits for active UT System employees. This benefit is not available for dependents.

For complete details about the disability plans, please read the plan documents and contact the vendor for any specific benefit questions or to initiate a claim.



Short-Term Disability (STD)

Weekly Benefit 60% of weekly earnings up to a maximum benefit of $693.00 per week subject to reduction by deductible sources of income or disability earnings.
Elimination Period Accident/Injury: Fourteen (14) days or until sick leave has been exhausted.
Sickness: Fourteen (14) days or until sick leave has been exhausted.
Sick Leave You must exhaust all of your accrued sick leave before benefits are payable.
Maximum Period Payable 22 Weeks; 4 weeks for pre-existing conditions

Long-Term Disability (LTD)

Monthly Benefit 60% of your monthly earnings up to a maximum benefit of $12,025 per month, subject to deductible sources of income or other disability earnings.
Elimination Period 90 days from onset of disability, during which you are continuously disabled.
Maximum Period Payable Age at Disability
Less than age 60
Age 60 through 64
Age 65 through 69
Age 70 and over
Maximum Period Payable
To age 65, but not less than 5 years
5 years
To age 70, but not less than 1 year
1 year
Sick Leave You must exhaust all of your accrued sick leave before benefits are payable.

You can enroll in STD or LTD without completing EOI during the first 31 days of your initial period of eligibility or within 31 days of a qualified change of status event.

Note: The LTD program does not cover long-term care services.

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